A Judgment Recovery Business Can Be Operated Part-Time

One of the concerns I often hear about from busy people trying to juggle a full-time job, kids, pets, traffic, dinner, and all manner of other obligations – is time. Especially with the holidays right on the doorstep.

More specifically, whether they’ll have enough time to even attempt a judgment recovery business considering that they already spend the majority of their day running around like a chicken with their head cut off.

It’s a valid question: How much time does a business like this actually require to make it worth the effort? And how on earth do I accomplish anything if I’m on the job 8 to 5 every day? Can it even be done?

The short answer is: Yes – assuming you can shake loose at least 10 to 15 hours a week.

Obviously, to see any sort of income from a business, it will require at least some effort. And you’re not going to get rich tomorrow – sorry, no overnight millionaires here – but you can make a sizeable income from home, set your own hours and write your own paycheck. The tricky part is… you have to actually start somewhere, because it won’t happen all by itself.

The majority of people start their judgment recovery businesses on a part-time basis. It just doesn’t make sense to give up a steady paycheck until your business is generating enough income to support you. Most also find that after six months or so, the income from the new business is enough to consider giving up the full-time job.

Getting the judgments to collect is a relatively simple process. For most judgment holders, it’s a no-brainer to turn it over to you, especially when there’s no out-of-pocket expense to them – and they have yet to see a dime anyway. But don’t expect them to flock to you until you’ve actually contacted them. In most cases, that means sending the judgment holder a letter and offering your help.

Generally, information about judgment holders will come directly from civil case files, which are public record and provide all of the information needed to decide who to contact. In the good ‘ol days, that required physically going to the courthouse and browsing through the actual files. I could count on spending 2 to 3 hours each week going through the files to jot down information about who’d been awarded a judgment, how much it was, and the contact information for the judgment holder.

I realized long ago that not everyone has the time to peck through case files at the courthouse, so a few years back I beefed up the marketing section of my training program to include several alternative marketing methods that make case file research at the courthouse unnecessary.

The first obvious solution was to create an Online Access Guide, providing live Internet links to courts that offer online access to civil case files. These days many of us are fortunate enough to have free online access to those records, and the research can be done at any hour of the day or night right from the computer. In fact, so many new courts are coming online all the time that I find myself having to update the program’s Guide every couple of months. If you’re curious about whether or not you have online access availability, just let me know which county/state you plan to operate in and I can research that for you.

Some companies prefer to use ads that are included in the materials with good results, though personally I’m a big believer in keeping costs low. An even better alternative are the special letters I’ve included that you can send to businesses who have several judgments collecting dust in the files, and even more being awarded on a regular basis.

Think: Property managers; contractors; contractor suppliers; used car lots; furniture stores and rental companies; jewelers… Those company owners don’t know any more about enforcing judgments than the average individual does. With these kinds of customers you’ll be able to save time spent at the courthouse, and you’ll build a large customer base with repeat business and a steady inflow of new judgments – even if you’re starting your business part-time.

It should also be noted that you can conduct all of your court filings with the courthouse through mail and/or FAX correspondence.

1 to 2 hours a day was all the time I had to dedicate to my business in the beginning. I was still running the carpet store, I had three small children to referee and held another part time job to make ends meet. It’s enough, though! That time commitment can earn you about $2,000 to $2,500 a month.

So can it be done part-time? Absolutely. You’re not going to have to re-invent the wheel here, because most of us started out in the same chaotic circumstances.

Leading a hectic life myself, I know that with all of the things that keep us busy throughout the day we often put thoughts of anything else on the back burner. Hopefully you’ll hit the pause button on your busy day to consider your future and potentially improving your current situation – it’s worth it!

Warm Regards and Happy Thanksgiving!

Christina Smiley

For more information about a judgment recovery business, and to sign up for a free judgment recovery start up guide, visit Sierra Judgment Recovery at: www.recoverycourse.com

BIO: Christina Smiley is the founder and owner of Sierra Judgment
, established in 1997. She has helped thousands of people make
with a home based business by providing professional judgment
recovery training.

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